There are numerous "Mile High" issues that arise when looking for a home in Denver. Should you put down roots in Jefferson Park, where Broncos games are a short drive away, or Stapleton, where it's a breeze to get to Denver International Airport? Is investing in brand-new construction or buying a pre-existing home better? Specifically, which Denver mortgage lender is best?

Based on various borrower preferences, the finest mortgage banks in Denver, Colorado, ranked among the city's most prominent institutions. The following mortgage businesses in Denver have been evaluated by NerdWallet and are among the city's largest volume lenders.

LoanDepot:

Loan seekers who prefer the convenience of an online application and the options provided by a wide range of loan products would benefit from this service.

Pros

• Offers local, face-to-face support from locations across the country.
• Has a high level of customer satisfaction, as measured by both J.D. Power and Zillow.
• The latest federal data indicates that mortgage interest rates are on the low end of the spectrum.

Cons

• Mortgage rates are not posted publicly; you must speak with a loan officer to obtain them.
• Offers neither home equity loans nor home equity lines of credit.

Mortgage Guild

Customers who place a high value on having their needs met, borrowers purchasing their first home, and anyone else who could benefit from the versatility of a low-down-payment lending program.

Pros

• Provides several types of loans, specifically for home improvements and mortgages for mobile and prefabricated homes.
• Has stores in the majority of the states.
• Has a high level of customer satisfaction, as measured by both J.D. Power and Zillow.

Cons

• Don't have any home equity loan options.
• The most recent statistics from the federal government show that origination fees are often more expensive.

Caliber:

Anyone buying a home for the first time is a veteran or has credit issues.

Pros

• Provides a wealth of learning materials specifically tailored to the needs of military loan applicants.
• Takes advantage of first-time buyers and down payment assistance programs.

Cons

• There is no online access to mortgage rates.
• Does not provide any home equity financing.

USAA:

Anyone who qualifies for a VA loan, including veterans, active duty service members, and reservists.

Pros

• USAA has extensive experience with VA loans and can advise you on your eligibility.
• Provides first-time homebuyers with access to traditional loans requiring modest initial payments.
• According to recently released statistics from the federal government, our mortgage interest rates are competitively low.

Cons

• It provides neither FHA nor USDA loans, nor does it provide second mortgages.
• The USAA website only provides limited mortgage rate data. You'll need to get in touch with us for customized pricing.

In The Words Of Bank Of America:

Homeowners curious about a home equity line of credit and first-time buyers searching for zero- or low-down-payment choices.

Pros

• Offerings include help with both the down payment and closing costs.
• A reduction in mortgage origination fees and a lower interest rate on home equity lines of credit (HELOCs) may be offered to returning customers.
• Has a high level of customer satisfaction, as measured by both J.D. Power and Zillow.

Cons

• It does not provide loans that allow you to include renovation charges in your mortgage.

Chase:

Borrowers search for many loan options, personalized services, and competitive interest rates.

Pros

• Offers a comprehensive selection of mortgage options, including low- and no-money-down programs like the Dreamaker and the Standard Agency mortgages.
• Provides competitive interest rates in light of recently released government figures.
• Provides a mortgage calculator that can be adjusted so that individual rates and payments may be estimated.

Cons

• It doesn't provide loans for remodeling a home (like the FHA 203(k) or the HomeStyle program).
• To finish the application process for a house loan, you must speak with a loan consultant.
• There is a freeze on HELOCs or home equity lines of credit.

Flagstar:

Borrower types value flexibility in the mortgage products available to them and the method(s) via which they can apply for such products.

Pros

• Provides a plethora of loan options, such as Federal Housing Administration (FHA), Veterans Administration (VA), and United States Department of Agriculture (USDA) loans
• Online applications and status tracking for loans are available for borrowers' convenience.
• Provides online rate rates with estimated monthly payments that incorporate mortgage insurance premiums.

Cons

• Access to home equity loans is restricted to specific areas.
• According to the most recent information from the federal government, the origination fees are higher than those charged by some other lenders.